Business Insurance

We find you the insurance you need at just the right price!

Builders Risk

Builders risk insurance (also known as course of construction or inland marine coverage) is defined as insurance that protects a person's or organization's insurable interest in materials, fixtures, and/or equipment awaiting installation (or after installation) during the construction or renovation of a building or structure, should those items sustain physical loss or damage from a covered loss.

This type of business insurance is mainly designed for new construction, rather than changes and improvements to existing buildings. That form of construction is usually covered by property insurance and does not need any additional coverage, although it's best to talk with an agent before starting any particularly large project just to be absolutely sure it's covered.

General Liability

As a business owner, every transaction you complete can result in either a profit or a risk. Protecting your business from the impact of potential customer lawsuits is very important. While an expertly crafted liability insurance policy can shield your business from this type of risk and expense, it can be forgotten until it’s too late.

Workers Comp Insurance

Keeping your employees safe at work is important. When a worker suffers an injury, workers' compensation coverage provides your employees with the protection they need and provides you with peace of mind.

Protect your business. Ask about different types of insurance for you and your staff. Let us customize a plan that fits your exact situation. A little planning today could be vital in the future.  We are here to help.

Business Auto Insurance

Business auto insurance is a type of insurance policy that helps cover vehicles used for business purposes such as cars, trucks and vans. Commercial auto insurance covers vehicle damage and driver injuries.

If you or your employees use your vehicle as part of your business, you need a commercial auto policy. It may be a four-door sedan to travel to and from business meetings or a large delivery truck, having the right coverage will protect your business.

Businesses should get a business auto policy even if employees use their private cars for conducting business duties. In the situation of a severe accident, an employee may not have enough liability coverage to protect the business adequately.

man driving a van
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